We know not buying things can be a difficult task, but the good news is that it can become a little easier with your tax refunds.
1) Pay your bills on the same day:
Change the due date of all your fixed accounts to soon after the day your salary drops. This makes it much easier to organize. The money comes in, you already pay everything you owe and stay in the account with only the money needed to spend the month.
2) Talk about family money:
If you are married, the finance theme should be part of the couple’s day to day life. If you have children, the same goes for the family.
3) Go shopping with cash:
Another surefire tip for anyone who does not want to spend more than planned at the grocery store or mall is to go shopping with the money counted in the wallet. So we are more concerned about knowing how much we are spending and if the final value exceeds our …